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2022 Ez Payday Loan Rankings

Updated February 20, 2021
Select a loan amount

Ez Payday Loans

Filter rankings by state:
Check Into Cash
$100 - $25,000
Loan amounts
195% - 521%
APRs
All

Credit type ⓘ

Visit Check Into Cash for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Ace Cash Express
$100 - $2,000
Loan amounts
175% - 1,029%
APRs
All

Credit type ⓘ

Visit Ace Cash Express for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$100 - $2,000
Loan amounts
299% - 456%
APRs
All

Credit type ⓘ

Visit CashNetUSA for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$100 - $500
Loan amounts
155% - 164%
APRs
All

Credit type ⓘ

Visit LendUp for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$100 - $5,000
Loan amounts
180% - 740%
APRs
All

Credit type ⓘ

Visit Cash Central for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$100 - $500
Loan amounts
158% - 639%
APRs
All

Credit type ⓘ

Visit Check City for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Advance America
$50 - $25,000
Loan amounts
36% - 664%
APRs
All

Credit type ⓘ

Visit Advance America for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$100 - $500
Loan amounts
146% - 548%
APRs
All

Credit type ⓘ

Visit Quik Check for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$100 - $2,000
Loan amounts
178% - 680%
APRs
All

Credit type ⓘ

Visit Speedy Cash for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$250 - $5,000
Loan amounts
314% - 662%
APRs
All

Credit type ⓘ

Visit Check 'n Go for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Cash Advance Now
$300 - $1,500
Loan amounts
725%
APRs
All

Credit type ⓘ

Visit Cash Advance Now for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Tribe Based Lender
Lender status
Big Valley Financial
$300 - $500
Loan amounts
780%
APRs
All

Credit type ⓘ

Visit Big Valley Financial for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Tribe Based Lender
Lender status
Tremont Lending
$100 - $750
Loan amounts
495%
APRs
All

Credit type ⓘ

Visit Tremont Lending for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Tribe Based Lender
Lender status
$100 to $500
Loan amounts
782%
APRs
All

Credit type ⓘ

Visit MyPaydayLoan for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Unlicensed Lender -- Costa Rica
Lender status
Cash in a Wink
$100, - $1,000
Loan amounts
456% - 2,281%
APRs
All

Credit type ⓘ

Visit Cash in a Wink for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Unlicensed Lender
Lender status
East Side Lenders
$300 - $1,000
Loan amounts
550% - 780%
APRs
All

Credit type ⓘ

Visit East Side Lenders for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Unlicensed Lender
Lender status
NationalPayday
$200 - $1,500
Loan amounts
782%
APRs
All

Credit type ⓘ

Visit NationalPayday for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Unlicensed Lender -- Costa Rica
Lender status
  • Rates and fees vary by state. Not all lenders operate in all states. Check each lender's website for up-to-date information.

Most online payday lenders provide an EZ payday application and approval process.

There is really no distinction between an EZ payday loan application and a normal application as all online payday loan companies have streamlined their application processes. The loans are underwritten based on employment and not creditworthiness so can be made to individuals with poor credit. The loan process generally requires name, address, employer, monthly income, payday frequency and checking account details. EZ payday loan applications are typically the same as no faxing payday loans for standard applications although in some cases additional supporting information may need to be faxed or emailed. EZ payday loans can be approved in seconds. Once approved if you agree to the loan terms, cash is generally deposited into your account by the next business day.

Remember the cash deposited into your account is a loan and is due in full plus fees at the next payday. These fees can range from $10 to $45 per $100 borrowed. This type of borrowing is very expensive and should be used for emergency short term needs only. If you do decide a payday loan is the best option make sure to evaluate your choices carefully.

Licensed Lenders

We prefers state-licensed lenders. Payday loan lenders can be regulated by federal, state, or tribal laws. In the past, there were also offshore entities that tried to avoid all regulations but most have these closed in recent years. For US-based lenders, federal regulations are generally less stringent and less enforced than state regulations. State licensed lenders are monitored more closely by your state. In order to be state-licensed, lenders typically are required to apply, register, and remain compliant. Each state has separate licensing and compliance processes so the licensing and compliance process can be expensive and time consuming for lenders. State-licensed lenders are generally larger more permanent companies.

Unlicensed state lenders operate under the assumption they can export laws from their state, tribe, or foreign country into other states. Tribal lenders are American Indian tribes recognized as federal entities that operate under their own tribal laws. In most cases, Tribal lenders partner with an experiences lender that manages the loan program. The Tribe will provide their legal status while the partner operates the business.

Related terms are no faxing payday.

Ez Payday Loans by State

Ez payday loans are state regulated. Select your state below to find available lenders in your state.

The original Doshound ez payday loan ranking was published on