2024 Ez Payday Loan Rankings

Ez Payday Loans

Ace Cash Express See full review Apply $100 - $2,000 Loan amounts 175% - 1,029% APRs All Credit type ⓘ Visit Ace Cash Express for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] State Licensed Lender Lender status Apply

Check Into Cash See full review Apply $100 - $25,000 Loan amounts 195% - 521% APRs All Credit type ⓘ Visit Check Into Cash for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] State Licensed Lender Lender status Apply

CashNetUSA See full review Apply $100 - $2,000 Loan amounts 299% - 456% APRs All Credit type ⓘ Visit CashNetUSA for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] State Licensed Lender Lender status Apply

LendUp See full review Apply $100 - $500 Loan amounts 155% - 164% APRs All Credit type ⓘ Visit LendUp for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] State Licensed Lender Lender status Apply

Advance America See full review Apply $50 - $25,000 Loan amounts 36% - 664% APRs All Credit type ⓘ Visit Advance America for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] State Licensed Lender Lender status Apply

Check City See full review Apply $100 - $500 Loan amounts 158% - 639% APRs All Credit type ⓘ Visit Check City for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] State Licensed Lender Lender status Apply

Cash Central See full review Apply $100 - $5,000 Loan amounts 180% - 740% APRs All Credit type ⓘ Visit Cash Central for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] State Licensed Lender Lender status Apply

Quik Check See full review Apply $100 - $500 Loan amounts 146% - 548% APRs All Credit type ⓘ Visit Quik Check for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] State Licensed Lender Lender status Apply

Speedy Cash See full review Apply $100 - $2,000 Loan amounts 178% - 680% APRs All Credit type ⓘ Visit Speedy Cash for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] State Licensed Lender Lender status Apply

Check 'n Go See full review Apply $250 - $5,000 Loan amounts 314% - 662% APRs All Credit type ⓘ Visit Check 'n Go for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] State Licensed Lender Lender status Apply

Cash Advance Now See full review Apply $300 - $1,500 Loan amounts 725% APRs All Credit type ⓘ Visit Cash Advance Now for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] Tribe Based Lender Lender status Apply

Big Valley Financial See full review Apply $300 - $500 Loan amounts 780% APRs All Credit type ⓘ Visit Big Valley Financial for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] Tribe Based Lender Lender status Apply

Tremont Lending See full review Apply $100 - $750 Loan amounts 495% APRs All Credit type ⓘ Visit Tremont Lending for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] Tribe Based Lender Lender status Apply

NationalPayday See full review Apply $200 - $1,500 Loan amounts 782% APRs All Credit type ⓘ Visit NationalPayday for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] Unlicensed Lender -- Costa Rica Lender status Apply

MyPaydayLoan See full review Apply $100 to $500 Loan amounts 782% APRs All Credit type ⓘ Visit MyPaydayLoan for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] Unlicensed Lender -- Costa Rica Lender status Apply

Cash in a Wink See full review Apply $100, - $1,000 Loan amounts 456% - 2,281% APRs All Credit type ⓘ Visit Cash in a Wink for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] Unlicensed Lender Lender status Apply

East Side Lenders See full review Apply $300 - $1,000 Loan amounts 550% - 780% APRs All Credit type ⓘ Visit East Side Lenders for product eligibility. Our eligible credit type estimate is a general guide based on FICO® Scores: Credit Type FICO® Score All All Scores Fair 620+ Good 680+ Great 720+ [close] Unlicensed Lender Lender status Apply

• Rates and fees vary by state. Not all lenders operate in all states. Check each lender's website for up-to-date information.

Most online payday lenders provide an EZ payday application and approval process.

There is really no distinction between an EZ payday loan application and a normal application as all online payday loan companies have streamlined their application processes. The loans are underwritten based on employment and not creditworthiness so can be made to individuals with poor credit. The loan process generally requires name, address, employer, monthly income, payday frequency and checking account details. EZ payday loan applications are typically the same as no faxing payday loans for standard applications although in some cases additional supporting information may need to be faxed or emailed. EZ payday loans can be approved in seconds. Once approved if you agree to the loan terms, cash is generally deposited into your account by the next business day.

Remember the cash deposited into your account is a loan and is due in full plus fees at the next payday. These fees can range from $10 to $45 per $100 borrowed. This type of borrowing is very expensive and should be used for emergency short term needs only. If you do decide a payday loan is the best option make sure to evaluate your choices carefully.

Licensed Lenders

We prefers state-licensed lenders. Payday loan lenders can be regulated by federal, state, or tribal laws. In the past, there were also offshore entities that tried to avoid all regulations but most have these closed in recent years. For US-based lenders, federal regulations are generally less stringent and less enforced than state regulations. State licensed lenders are monitored more closely by your state. In order to be state-licensed, lenders typically are required to apply, register, and remain compliant. Each state has separate licensing and compliance processes so the licensing and compliance process can be expensive and time consuming for lenders. State-licensed lenders are generally larger more permanent companies.

Unlicensed state lenders operate under the assumption they can export laws from their state, tribe, or foreign country into other states. Tribal lenders are American Indian tribes recognized as federal entities that operate under their own tribal laws. In most cases, Tribal lenders partner with an experiences lender that manages the loan program. The Tribe will provide their legal status while the partner operates the business.

Related terms are no faxing payday.