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To keep our service free our partners pay us. This may impact what products we review or how they appear, e.g. the order or color in which companies appear, but our opinions are our own and partners cannot pay us for favorable reviews. See a list of partners

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Lender Reviews

Updated October 26, 2021
Select a loan amount

Lender Reviews

Below is our full list of 61 lenders that we have reviewed. The list includes both lenders that are currently actives and those that are no longer offering loans. Lenders are reviewed base on reputation, pricing, and features.

Reputation

Companies score higher on reputation if they are licensed in each state in which they operate, have physical storefronts, are U.S. based, are transparent on rates, display contact information, or have a privacy policy. Reputation also incorporates Better Business Bureau ratings, accreditation, and complaints; it also considers Trustpilot ratings and comments. Finally, we try to interview companies or call in to their contact numbers. Reputation is a subjective score where we try to capture lender integrity.

Product Costs

Companies score better with they charge less for equivalent services. We do our best to evaluate the cost of a product but rates and terms often vary by an individual's income profile, credit history, or state of residency. We aim to provide pricing ranges for each product and incorporate these ranges into our subjective rankings.

Product Features

Companies score better if they provide useful services and product variations. For example, some companies provide live chat or 24/7 phone support. Some provide flexible product options like varying the term of a loan or they report payment history to credit bureaus. The Features score is a subject score that tries to capture the strength of the product's offering.

Visit our pages on Installment loans, personal loans, and other loans to learn more about different types of loans that lenders may provide.

Active Lenders

The table below includes 39 lenders that are currently offering loans to consumers in eligible states. Check out each lenders full review to learn more about each company including loan eligibility, product offering, and detailed reviews.

OneMain Financial
$1,500 - $20,000
Loan amounts
18.00% - 35.99%
APRs
Fair

Credit type ⓘ

Visit OneMain Financial for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Check Into Cash
$100 - $25,000
Loan amounts
195% - 521%
APRs
All

Credit type ⓘ

Visit Check Into Cash for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
OppLoans
$500 - $4,000
Loan amounts
99% - 199%
APRs
All

Credit type ⓘ

Visit OppLoans for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Ace Cash Express
$100 - $2,000
Loan amounts
175% - 1,029%
APRs
All

Credit type ⓘ

Visit Ace Cash Express for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Net Credit
$2,000 - $10,000
Loan amounts
34% - 155%
APRs
Fair

Credit type ⓘ

Visit Net Credit for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
CashNetUSA
$100 - $2,000
Loan amounts
299% - 456%
APRs
All

Credit type ⓘ

Visit CashNetUSA for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$5,000 to $35,000
Loan amounts
5.99% to 24.99%
APRs
Fair

Credit type ⓘ

Visit Payoff for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$100 - $500
Loan amounts
155% - 164%
APRs
All

Credit type ⓘ

Visit LendUp for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Upstart
$1,000 - $50,000 (See Additional Disclosure in review)
Loan amounts
8.27% - 35.99% (See Additional Disclosure in review)
APRs
Fair

Credit type ⓘ

Visit Upstart for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Lending Platform with Regulated Lenders
Lender status
Cash Central
$100 - $5,000
Loan amounts
180% - 740%
APRs
All

Credit type ⓘ

Visit Cash Central for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Upgrade
$1,000 - $35,000
Loan amounts
7.99% - 35.97%
APRs
Good

Credit type ⓘ

Visit Upgrade for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Lending Club
$1,000 - $40,000
Loan amounts
6.95% - 35.89%
APRs
Good

Credit type ⓘ

Visit Lending Club for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Check City
$100 - $500
Loan amounts
158% - 639%
APRs
All

Credit type ⓘ

Visit Check City for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$5,000 - $100,000
Loan amounts
5.99% - 20.01%
APRs
Good

Credit type ⓘ

Visit SoFi for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$2,000 - $35,000
Loan amounts
9.95% - 35.99%
APRs
Fair

Credit type ⓘ

Visit Avant for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Advance America
$50 - $25,000
Loan amounts
36% - 664%
APRs
All

Credit type ⓘ

Visit Advance America for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$100 - $50,000
Loan amounts
168% - 390%
APRs
All

Credit type ⓘ

Visit Cash 1 for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$300 - $5,000
Loan amounts
60% - 299%
APRs
All

Credit type ⓘ

Visit RISE for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$500 - $2,600
Loan amounts
170% - 349%
APRs
All

Credit type ⓘ

Visit Jora for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Quik Check
$100 - $500
Loan amounts
146% - 548%
APRs
All

Credit type ⓘ

Visit Quik Check for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$1,000 - $35,000*
Loan amounts
7.99% - ?
APRs
All

Credit type ⓘ

Visit Stilt for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Speedy Cash
$100 - $2,000
Loan amounts
178% - 680%
APRs
All

Credit type ⓘ

Visit Speedy Cash for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$2,500 - $50,000
Loan amounts
8.99% - 17.65%
APRs
Good

Credit type ⓘ

Visit USAA for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Federally Chartered Bank
Lender status
Cash Store
$100 - $1000
Loan amounts
313% - 780%
APRs
All

Credit type ⓘ

Visit Cash Store for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
Check 'n Go
$250 - $5,000
Loan amounts
314% - 662%
APRs
All

Credit type ⓘ

Visit Check 'n Go for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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State Licensed Lender
Lender status
$25,000 - $50,000
Loan amounts
8.19% - 18%
APRs
Good

Credit type ⓘ

Federally Chartered Credit Union
Lender status
Big Picture Loans
$200 - $3,500
Loan amounts
35% - 699%*
APRs
All

Credit type ⓘ

Visit Big Picture Loans for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Tribe Based Lender
Lender status
Blue Trust Loans
$100 - $2,500
Loan amounts
782%
APRs
All

Credit type ⓘ

Visit Blue Trust Loans for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
Plain Green Loans
$1,000
Loan amounts
300%
APRs
All

Credit type ⓘ

Visit Plain Green Loans for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
Cash Advance Now
$300 - $1,500
Loan amounts
725%
APRs
All

Credit type ⓘ

Visit Cash Advance Now for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
Mobiloans
$10 - $2,500
Loan amounts
206.14% - 442.31%
APRs
All

Credit type ⓘ

Visit Mobiloans for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Tribe Based Lender
Lender status
MaxLend
$100 to $2,500
Loan amounts
782%
APRs
All

Credit type ⓘ

Visit MaxLend for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
Big Valley Financial
$300 - $500
Loan amounts
780%
APRs
All

Credit type ⓘ

Visit Big Valley Financial for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
East Side Lenders
$300 - $1,000
Loan amounts
550% - 780%
APRs
All

Credit type ⓘ

Visit East Side Lenders for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
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Unlicensed Lender
Lender status
MyPaydayLoan
$100 to $500
Loan amounts
782%
APRs
All

Credit type ⓘ

Visit MyPaydayLoan for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Unlicensed Lender -- Costa Rica
Lender status
Cash in a Wink
$100, - $1,000
Loan amounts
456% - 2,281%
APRs
All

Credit type ⓘ

Visit Cash in a Wink for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Unlicensed Lender
Lender status
NationalPayday
$200 - $1,500
Loan amounts
782%
APRs
All

Credit type ⓘ

Visit NationalPayday for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Unlicensed Lender -- Costa Rica
Lender status
American Web Loan
$300 to $2,500
Loan amounts
None Listed
APRs
All

Credit type ⓘ

Visit American Web Loan for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
Tremont Lending
$100 - $750
Loan amounts
495%
APRs
All

Credit type ⓘ

Visit Tremont Lending for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status

Inactive Lenders

The table below includes 22 lenders that we have reviewed in the past but are no longer offering loans. The company may have closed down or they no longer offer installment, payday, or personal loans.

Wells Fargo
$300
Loan amounts
195%
APRs
All

Credit type ⓘ

Visit Wells Fargo for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
State Licensed Lender
Lender status
Loan By Phone
$500 - $1000
Loan amounts
195% - 521%
APRs
All

Credit type ⓘ

Visit Loan By Phone for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
State Licensed Lender
Lender status
PayDay One
$100 - $1000
Loan amounts
638%
APRs
All

Credit type ⓘ

Visit PayDay One for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
DE
Lender status
BorrowSource.com
Loan amounts
APRs
--

Credit type ⓘ

Visit BorrowSource.com for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
unlisted
Lender status
Castle Payday
$1000
Loan amounts
913%
APRs
--

Credit type ⓘ

Visit Castle Payday for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
Sonic Cash
$300
Loan amounts
912%
APRs
--

Credit type ⓘ

Visit Sonic Cash for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
unlisted
Lender status
Payday Avenue
$300
Loan amounts
938%
APRs
--

Credit type ⓘ

Visit Payday Avenue for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
unlisted
Lender status
500FastCash
Loan amounts
APRs
--

Credit type ⓘ

Visit 500FastCash for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
United Cash Loans
Loan amounts
APRs
--

Credit type ⓘ

Visit United Cash Loans for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
Just Military Loans
0.00
Loan amounts
0.00
APRs
--

Credit type ⓘ

Visit Just Military Loans for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Delaware
Lender status
Great Plains Lending
$1000
Loan amounts
350%
APRs
--

Credit type ⓘ

Visit Great Plains Lending for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
AmeriLoan
Loan amounts
APRs
--

Credit type ⓘ

Visit AmeriLoan for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
AAA Payday Cash
$300
Loan amounts
651%
APRs
--

Credit type ⓘ

Visit AAA Payday Cash for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
UT
Lender status
OneClickCash
Loan amounts
APRs
--

Credit type ⓘ

Visit OneClickCash for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Tribe Based Lender
Lender status
Payadvance
$300
Loan amounts
460%
APRs
--

Credit type ⓘ

Visit Payadvance for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Unlicensed Lender -- Costa Rica Based
Lender status
USAdvance
$300
Loan amounts
782%
APRs
--

Credit type ⓘ

Visit USAdvance for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
St Kitts and Nevis
Lender status
PayDay Max
$300
Loan amounts
485%
APRs
--

Credit type ⓘ

Visit PayDay Max for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Anguilla
Lender status
Discount Advances
$300
Loan amounts
456%
APRs
--

Credit type ⓘ

Visit Discount Advances for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Anguilla
Lender status
Payday Loan Today
$300
Loan amounts
510%
APRs
--

Credit type ⓘ

Visit Payday Loan Today for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Nevada
Lender status
Integrity Advance
$300
Loan amounts
782%
APRs
--

Credit type ⓘ

Visit Integrity Advance for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
DE
Lender status
Jupiter Funding Group
$300
Loan amounts
782%
APRs
--

Credit type ⓘ

Visit Jupiter Funding Group for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
DE
Lender status
MyCashNow
$300
Loan amounts
485%
APRs
--

Credit type ⓘ

Visit MyCashNow for product eligibility.

Our eligible credit type estimate is a general guide based on FICO® Scores:

Credit Type FICO® Score
All All Scores
Fair 620+
Good 680+
Great 720+
[close]
Canada
Lender status