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Informed Decisions

We hope our site helps everyone make informed financial decisions.

To keep our service free our partners pay us. This may impact what products we review or how they appear, e.g. the order or color in which companies appear, but our opinions are our own and partners cannot pay us for favorable reviews. See a list of partners

We review many financial companies and their products but are unable to cover them all. If you'd like us to review a company or product please let us know at moc.dnuohsod@kcabdeef

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Articles for Hound News

Save money and make prudent decisions. Our articles and analysis aim to provide fact-based analysis to make it easier to understand borrowing, fees, rates, and payments. Our articles can help you make informed financial decisions to protect yourself and save money. Get the facts so you can make a decision that's best for your situation.

Happy Holidays And New Year

December 31, 2013 - Hound NewsInstallment LoansPayday Loans

The Payday Hound wishes you and your families a most wonderful New Year.

This year brought many changes to the payday lending landscape. In our opinion, the biggest impact was made by the NY Attorney General. Their cease and desist letter to payday lenders making loans in NY brought a lot of press but we believe real change was made

Are Payday Loan Users Stupid?

May 14, 2013 - Hound NewsPayday LoansResearch

Why would anyone borrow $300 with a 651% APR? They must be stupid. At least that appears to be the unspoken assumption at the heart of today’s payday lending legislation debate.

Recent legislation from Texas to California focuses on banning payday lending. This ban inherently assumes that the 12 million people who take out ~$7.4 billion in payday loans every

Payday Loans Too Taboo To Touch?

March 25, 2013 - Hound NewsPayday LoansResearch

Search engines, news sites, and press release companies have limited efforts to publicize payday lending sites. Payday Loans are too taboo to touch! Although these actions are designed to protect consumers from predatory lending practices and are well intended, we believe efforts to censure payday lending sites may hinder rather than help the clean up of unscrupulous lending practices in

Payday Loan Finder: Find And Apply For The Best Payday Loans

July 13, 2012 - Hound NewsPayday Loans

New Payday Loan Finder and Application Service

We spent the last month redesigning and adding two new services to The Payday Hound:

Payday Loan Search Tool

The Payday Loan Search tool filters through our database of lenders based on price, reputation, ranking, and geography. Payday Lending is regulated by each state so our filters help you get to a lender