New Payday Loan Finder and Application Service
We spent the last month redesigning and adding two new services to The Payday Hound:
- A new, powerful payday loan search tool that filters by state, and
- A one-page, payday loan application that applies to multiple lenders at once.
Payday Loan Search Tool
The Payday Loan Search tool filters through our database of lenders based on price, reputation, ranking, and geography. Payday Lending is regulated by each state so our filters help you get to a lender quicker so you don’t waste time applying to lenders for whom you are ineligible.
The payday loan finder filters direct payday lenders based on our Sniff Score, ranking, state, and lender type. The Sniff Score measures lender reputation based on state licensing, storefront presence, Better Business Bureau reviews, legal-entity location, and website content. Our ranking incorporates the Sniff score and pricing, i.e. a lender with a lower price can offset a lower Sniff Score. The state filtering selects only lenders providing payday loans to your state. Lender type selects either payday or installment loan lenders. See Payday Loan or Installment Loan for more information on the differences between payday loans and installment loans.
Apply to Direct Payday Loan Lenders
We now provide a payday loan application that gets you access to multiple direct payday lenders. We've partnered with T3 Leads and RoundSky so have as many if not more lenders than other payday lending sites. With this one application, you can effectively apply to all our lenders at once. This saves you a lot of time by not filling out multiple applications or searching for lenders by state — we take care of this for you. Once you apply there is no obligation to take a loan. If you are approved by one of our lenders we will send you to their website where you can review the terms of your loan. Remember we have no control over the lender’s website or terms so make sure you understand everything before you take out a loan. If you choose to accept the terms money is generally deposited into your checking account the next business day.
We hope you like these new services and you find them helpful. Please drop us a note if you have any question or lenders you would like us to review.