Doshound's Top Alaska Lenders
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- Direct lender online or at stores.
- Founding member of CFSA. Live chat.
- TN based. State Licensed. Since 1993.
- A+ BBB Score and accredited. $30 referral credit.
- One of the few payday lenders who are BBB accredited.
- UT based. State Licensed. Since 1989.
Alaska Payday Loan Laws Details
The data provided here is for general informational purposes and should not be used as legal reference. If you have questions regarding Alaska payday loan laws contact the Alaska Division of Banking and Securities.
|Rates or Fees (max)||$5 + the lesser of $15 per $100 or 15%|
|Term Limitations||Min: 14 days|
In Alaska, two (renewals) rollovers are permitted. Nothing is mentioned about cooling periods between loans. Alaska requires extended repayment plans.
For example, in Alaska the rates and fees on a 14 day, $100 loan are:
Alaska also defines regulations around collections. If available, the table below lists the fees lenders are permitted to charge if the loan is not repaid and/or whether a lender can threaten use of or use criminal action if a borrower is unable to repay a loan.
|Collection Fees||$30 NSF fee; Court costs of up to $700 over the amount of the payment (if disclosed in loan agreement)|
|Criminal Action||Prohibited (Unless check returned due to closed account)|
A licensee may only charge a nonrefundable origination fee in an amount not to exceed $5; and a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance, whichever is less.