advertiser disclosure

Informed Decisions

We hope our site helps everyone make informed financial decisions.

To keep our service free our partners pay us. This may impact what products we review or how they appear, e.g. the order or color in which companies appear, but our opinions are our own and partners cannot pay us for favorable reviews. See a list of partners

We review many financial companies and their products but are unable to cover them all. If you'd like us to review a company or product please let us know at moc.dnuohsod@kcabdeef

[close]

iBankUP Prepaid Account

iBankUP
Issuer: MetaBank    Credit: No Credit Check
  • Load $500 in a month and only pay $0.99 mthly fee.
  • Standard monthly fee is relatively low at $4.95.
  • Earn points to reduce fees.
Sign Up
Card Details
  • This card is good for people who can't always load a set amount every month. If you load $500 in a month the monthly fee is only $0.99 and if you don't load that much the monthly fee is still pretty low at $4.95.
  • The card's ATM withdrawal fees are lower than average but withdrawals are still subject to any surcharge fee charged by the machine's owners.
  • Live customer service costs $2/call. Some cards provide free customer service with direct deposit but there's no way around the fee on this card. Online account access for balance checking is free like most other prepaid cards.
Card Fees
Activation Fee $0.00
Monthly Fee* $4.95 w/ direct dep
$4.95 no direct dep
Call Center $2/call
LOAD FEES
 - Cash Reload Fee*** $4.95 /day
 - Direct Deposit Free (same as others)
* Load $500 /mth and monthy fee is $1
***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage.
ATM**
 - Balance Inquiry $0.99 /inquiry
 - Out of Network $1.95 /withdrawal
 - In Network N/A
Transaction Fee (signature) $0.00 /transaction
Online Bill Pay $2/check
Online Acct Access Free
**Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage.