advertiser disclosure

Informed Decisions

We hope our site helps everyone make informed financial decisions.

To keep our service free our partners pay us. This may impact what products we review or how they appear, e.g. the order or color in which companies appear, but our opinions are our own and partners cannot pay us for favorable reviews. See a list of partners

We review many financial companies and their products but are unable to cover them all. If you'd like us to review a company or product please let us know at moc.dnuohsod@kcabdeef

[close]

BankAmericard® Secured Credit Card

Bank of America
Issuer: FIA Card Services    Credit: poor
  • Simple basic card.
  • Account can be opened at a branch.
  • You can open account at branch too..
BankAmericard® Secured Credit Card
Issuer: FIA Card Services
Network: Visa
Credit Rating: Poor
  • No application fees or activation fees
  • Credit line $300-$4,900. Your maximum credit line is determined by your individual ability to pay based on the income that you provide and your security deposit.
  • When handled responsibly, a foundation to build your credit history-important account information is shared with all three major credit bureaus
  • After 12 months, your account may be reviewed and you may then qualify to have your security deposit returned if your credit and payment history warrant it at that time
Card Fees
Minimum Deposit: $300
Annual Fee $39.00
Monthly Fee $0.00
Purchase APR: 20.24% V
Cash APR: 24.99% V
Grace Period: 25 Days
Late Fee: Up to $35
Overlimit Fee:
Return Item Fee: UP to $25
Max Credit Limit: $4,900
V=Variable, F=Fixed