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Open Sky℠ Secured Visa®

Issuer: Capital Bank Credit: poor

Basic secured card but has additional fees.
After first year $25 fee to increase or decrease deposit.
NO grace period.

Issuer: Capital Bank

Network: Visa

Credit Rating: Poor

Reports to three major credit bureaus.
No checking account required.
Four ways to fund your security deposit.
There is no grace period, which means that interest is assesed as soon as you make a purchase and even if you pay off your card on time.
There is $3.00 Paper Statement Fee rather than viewing them on www.ezcardinfo.com.
Free fraud protection against unauthorized use.
Real VISA® credit card – Not a prepaid or debit card. Use this credit card everywhere you see the Visa® logo.
After your Account is open for one year or more Capital Bank charges a $25.00 each time you add Deposit Funds and increase the Credit Limit or request a reduction in your Credit Limit.

Card Fees

Minimum Deposit:	$200
Annual Fee	$50.00
Monthly Fee	$0.00
Purchase APR:	14.25% V
Cash APR:	14.25% V
Grace Period:	None
Late Fee:	Up to $20
Overlimit Fee:
Return Item Fee:	up to $25
Max Credit Limit:	$3,000
V=Variable, F=Fixed