| $4.78 |
|
|
Add $2500+ and there is no monthly fee.
Customer service is free with direct deposit.
ATM withdrawal limit is lower than average.
|
Card Value: $10,000
Cash Load: $1,500
Spend: $2,000
ATM: $300
|
SIGN UP
|
|
0.0
2500.0
0.0
9.95
9.95
0.0
1.0
2.5
***
***
3.95
0.0
1.0
0.0
|
|
AccountNow Gold Visa® Prepaid Card
Issuer: The Bancorp Bank
Credit: No Credit Check
- Deposit $2,000 a month and there is no monthly fee on this card making it a very competitive card for higher spenders.
- Cash reloads at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, Reloadit, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- The $300 ATM withdrawal limits are lower than average so make sure this works for you.
- Live customer service is free with direct deposit
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$9.95 |
1/mth |
$2.28 |
| ATM Fees |
| - Check Balance |
$1.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$1.00 |
0/mth |
$0.00 |
Cost per Week
$4.78
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee* |
$9.95 w/ direct dep |
|
$9.95 no direct dep |
| Call Center |
Free w/ Direct Deposit or $1.95/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
| * Load $2,500 /mth and monthy fee is $0 |
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$1.00 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $10.55 |
|
|
One of few remaining cards with a transaction fee.
No monthly fee but transaction fees can add up.
|
Card Value: $10,000
Cash Load: $1,500
Spend: $2,000
ATM: $300
|
SIGN UP
|
|
4.95
0.0
0.0
1.0
1.0
2.5
***
***
3.95
1.0
1.0
0.0
|
|
AccountNow® Prepaid Visa® Card
Issuer: The Bancorp Bank
Credit: No Credit Check
- This card has a transaction fee so is not a great card for purchases. It has no monthly fee so if you need a backup card or want access to free bill pay you might consider this card but we would not choose this as a primary card.
- Cash reloads at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, Reloadit, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- ATM withdrawal limits are lower than average at $300 so make sure this works for you.
- Live customer service is free with direct deposit
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$4.95 |
Once |
$0.05 |
| Monthly |
$0.00 |
1/mth |
$0.00 |
| ATM Fees |
| - Check Balance |
$1.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$1.00 |
8/wk |
$8.00 |
| Customer Service |
$1.00 |
0/mth |
$0.00 |
Cost per Week
$10.55
|
| Card Fees |
| Activation Fee |
$4.95 |
| Monthly Fee |
$0.00 w/ direct dep |
|
$0.00 no direct dep |
| Call Center |
$1/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$1.00 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$1.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.88 |
|
|
Get 1% cash back on gas charges.
Relatively high monthly and activation fees.
The cash rebate can pay for the fees.
|
Card Value: $2,500
Cash Load: $999
Spend: $2,500
ATM: $500
|
SIGN UP
|
|
9.95
7.95
9.95
0.0
2.5
2.5
***
***
3.0
0.0
1.95
0.0
|
|
Vision Premier® Prepaid Visa® Card (Personalized)
Issuer: The Bancorp Bank
Credit: No Credit Check
- For users that spend a lot on gas this is a great card. This card pays back 1% cash back on gas purchases. There is a monthly fee on this card so you must spend enough on gas for this card to make sense. Here's how the numbers play out. With direct deposit if you purchase more than $795 of gas a month this card actually pays you back.
- If you don't have direct deposit and spend $300 a month on gas then the cash back makes the net monthly fee paid on this card lower than other prepaids that require direct deposit. So for users that spend a lot on gas this is a great card.
- Cash reloads at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger, ACE Cash Express and Walgreens that offer MoneyGram, Reloadit, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- A few cards waive ATM fees and even surcharge fees. This card does not so if you plan to do a lot of ATM withdrawal this card will not rank high.
- Live customer service is free with direct deposit
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$9.95 |
Once |
$0.10 |
| Monthly |
$9.95 |
1/mth |
$2.28 |
| ATM Fees |
| - Check Balance |
$2.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.00 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$1.95 |
0/mth |
$0.00 |
Cost per Week
$4.88
|
| Card Fees |
| Activation Fee |
$9.95 |
| Monthly Fee |
$7.95 w/ direct dep |
|
$9.95 no direct dep |
| Call Center |
Free w/ Direct Deposit or $1.95/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.00 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$2.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $2.00 |
|
|
No monthly fees, activation fees, or transaction fees.
Only works at places that accept AMEX
Does not have bill pay. Free customer service.
|
Card Value: $5,000
Cash Load: $1,000
Spend: $5,000
ATM: $400
|
SIGN UP
|
|
0.0
0.0
0.0
0.0
0.0
2.0
***
***
4.95
0.0
0.0
0.0
|
|
American Express® Prepaid Card
Issuer: American Express
Credit: No Credit Check
- This is great basic card with very simple fees. There are no monthly or activation fees. The card only works where American Express is accepted and not all merchants accept American Express so make sure that works for you.
- Cash reloads at locations such as 7-Eleven and Office Depot using the Vanilla Reload Network ($3.95) or use MoneyPak ($4.95).
- There is one free ATM withdrawal a month (the ATM owner will still charge you a fee but AMEX won't).
- There is no bill pay with this card so if you need bill pay it's better to get another card.
- Live customer service is free.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$0.00 |
1/mth |
$0.00 |
| ATM Fees |
| - Check Balance |
$0.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.00 |
1/wk |
$2.00 |
| - Out of Network w/draw |
$2.00 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.00 |
| Load |
$4.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$2.00
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee |
$0.00 w/ direct dep |
|
$0.00 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$4.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.00 /inquiry |
| - Out of Network |
$2.00 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
no bill pay |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $5.53 |
|
|
Free ATM balance inquiries and customer service.
ATM Owner's may still charge fee.
|
Card Value: $10,000
Cash Load: $2,500
Spend: $2,500
ATM: $500
|
SIGN UP
|
|
9.95
14.95
14.95
0.0
0.0
2.0
***
***
4.95
0.0
0.0
0.0
|
|
READYdebit Platinum Visa Prepaid Card
Issuer: The Bancorp Bank
Credit: No Credit Check
- This card has a high monthly fee. They do not charge for ATM balance inquiries (although the owner of the ATM machine may still charge a fee) so if you need to check your balance at ATM a lot this card may end up being cheaper but in general we would not choose this card. If you need to check your balances we always suggest checking it online where it's usually free on any card.
- Cash reloads are done at MoneyPak or at Visa Ready Link Locations.
- Platinum cards have free live customer service
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$9.95 |
Once |
$0.10 |
| Monthly |
$14.95 |
1/mth |
$3.43 |
| ATM Fees |
| - Check Balance |
$0.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.00 |
1/wk |
$2.00 |
| - Out of Network w/draw |
$2.00 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.00 |
| Load |
$4.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$5.53
|
| Card Fees |
| Activation Fee |
$9.95 |
| Monthly Fee |
$14.95 w/ direct dep |
|
$14.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$4.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.00 /inquiry |
| - Out of Network |
$2.00 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.63 |
|
|
No charge for ATM balance inquiries.
ATM Owner's may still charge fee.
One free customer service call a month.
|
Card Value: $10,000
Cash Load: $2,500
Spend: $2,500
ATM: $500
|
SIGN UP
|
|
9.95
9.95
9.95
0.0
0.0
2.25
***
***
4.95
2.0
2.0
1.0
|
|
READYdebit Visa Prepaid Card
Issuer: The Bancorp Bank
Credit: No Credit Check
- This card has a high monthly fee. They do not charge for ATM balance inquiries (although the owner of the ATM machine may still charge a fee) so if you need to check your balance at ATM a lot this card may end up being cheaper but in general we would not choose this card. If you need to check your balances we always suggest checking it online where it's usually free on any card.
- Cash reloads are done at MoneyPak or at Visa Ready Link Locations.
- Platinum cards have free live customer service
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$9.95 |
Once |
$0.10 |
| Monthly |
$9.95 |
1/mth |
$2.28 |
| ATM Fees |
| - Check Balance |
$0.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.25 |
1/wk |
$2.25 |
| - Out of Network w/draw |
$2.25 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.25 |
| Load |
$4.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$2.00 |
0/mth |
-$0.46 |
Cost per Week
$4.63
|
| Card Fees |
| Activation Fee |
$9.95 |
| Monthly Fee |
$9.95 w/ direct dep |
|
$9.95 no direct dep |
| Call Center |
1 free/mth then $2/each |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$4.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.00 /inquiry |
| - Out of Network |
$2.25 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $3.92 |
|
|
Basic monthly fee card with activation fee.
One free customer service call a month
|
Card Value: ?
Cash Load: $2,500
Spend: $2,500
ATM: $500
|
SIGN UP
|
|
9.95
7.95
7.95
0.0
1.0
2.0
***
***
4.95
3.0
3.0
1.0
|
|
BuyRight Prepaid MasterCard® Card
Issuer: MetaBank
Credit: No Credit Check
- This is a fairly standard prepaid card. If the costs work out for you then it's a solid card.
- Cash reloads at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, and MoneyPak.
- One free live customer service call a month then a farily high $3 service fee.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$9.95 |
Once |
$0.10 |
| Monthly |
$7.95 |
1/mth |
$1.82 |
| ATM Fees |
| - Check Balance |
$1.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.00 |
1/wk |
$2.00 |
| - Out of Network w/draw |
$2.00 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.00 |
| Load |
$4.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$3.00 |
0/mth |
-$0.69 |
Cost per Week
$3.92
|
| Card Fees |
| Activation Fee |
$9.95 |
| Monthly Fee |
$7.95 w/ direct dep |
|
$7.95 no direct dep |
| Call Center |
1 free/mth then $3/each |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$4.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$1.00 /inquiry |
| - Out of Network |
$2.00 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.78 |
|
|
Normal monthly fee card.
No way to avoid monthly fee with deposits or loads.
|
Card Value: $10,000
Cash Load: $1,500
Spend: $2,000
ATM: $300
|
SIGN UP
|
|
0.0
9.95
9.95
0.0
1.0
2.5
***
***
3.95
0.0
1.0
0.0
|
|
AccountNow® Prepaid MasterCard®
Issuer: MetaBank
Credit: No Credit Check
- This is a fairly standard prepaid card. If the costs work out for you then it's a solid card.
- Cash reloads at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, Reloadit, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- ATM withdrawal limits are lower than average at $300 so make sure this works for you.
- Live customer service is free with direct deposit
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$9.95 |
1/mth |
$2.28 |
| ATM Fees |
| - Check Balance |
$1.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$1.00 |
0/mth |
$0.00 |
Cost per Week
$4.78
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee |
$9.95 w/ direct dep |
|
$9.95 no direct dep |
| Call Center |
Free w/ Direct Deposit or $1/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$1.00 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $2.28 |
|
|
Free withdrawals at ACE Stores with direct deposit.
Reload fees can be as low as $2 at some locations.
Free $10 purchase cushion.
|
Card Value: $15,000
Cash Load: $7,500
Spend: $4,999
ATM: $940
|
SIGN UP
|
|
0.0
5.0
9.95
0.0
0.5
2.5
0.0 ***
0.0 ***
3.0
0.5
0.5
0.0
|
|
ACE EliteTM Visa® Prepaid Card
Issuer: MetaBank
Credit: No Credit Check
- If you live near an ACE location, can direct deposit at least $500 a month, and need cash withdrawals then this card is a good choice.
- The card provides a lower monthly fee with a fairly low monthly deposit requirement of $500.
- Cash reloads can be done at locations such as 7-Eleven or Albertsons in the NetSpend Reload Network. Reload fees depend on the location and vary from $2 up to $3.95.
- Cash withdrawals from ACE locations are free so you can avoid ATM fees and surcharges.
- For qualified users ACE also provides a free $10 purchase cushion that lets your overspeand your card, if you spend beyond the $10 there is a $15 fee for each occurence so this can get very expensive and is not recommended but the $10 purchase cushion is free.
- Live customer service is not free so we recommend only using online account access to manage your account which is free.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$9.95 |
1/mth |
$2.28 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$0.00 |
1/wk |
$0.00 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$0.00 |
| Load |
$3.00 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.50 |
0/mth |
$0.00 |
Cost per Week
$2.28
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee |
$5.00 w/ direct dep |
|
$9.95 no direct dep |
| Call Center |
$0.50/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.00 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
$0.00 /withdrawal |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Pricing Unclear |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.32 |
|
|
Free $10 purchase cushion.
No ATM surcharge at All Point ATM's.
Some cash reloads locations charge a low $2.
|
Card Value: $15,000
Cash Load: $7,500
Spend: ?
ATM: $940
|
SIGN UP
|
|
0.0
5.0
7.95
0.0
0.5
2.5
2.5 ***
2.5 ***
3.0
0.0
0.5
0.0
|
|
Control Prepaid MasterCard®
Issuer: NetSpend
Credit: No Credit Check
- The card provides a lower monthly fee with a fairly low monthly deposit requirement of $500.
- Reloads can be done at locations such as 7-Eleven or Albertsons in the NetSpend Reload Network. Cash reload fees depend on the location and vary from $2 up to $3.95.
- ATM withdrawals are $2.50 plus surcharge fees (charge from the machine's owner) but if you withdraw from one of 50,000 All Point machine there is no surcharge. All Point ATM's can be found at 7-Eleven, CVS, Kroger, Target, Costco and Walgreens.
- For qualified users the Control Card also provides a free $10 purchase cushion that lets your overspeand your card, if you spend beyond the $10 there is a $15 fee for each occurence so this can get very expensive and is not recommended but the $10 purchase cushion is free.
- Live customer service is free with Direct Deposit. Online account access is also free.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$7.95 |
1/mth |
$1.82 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.00 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.50 |
0/mth |
$0.00 |
Cost per Week
$4.32
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee |
$5.00 w/ direct dep |
|
$7.95 no direct dep |
| Call Center |
Free w/ Direct Deposit or $0.50/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.00 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
$2.50 /withdrawal |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Pricing Unclear |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $0.00 |
|
|
100% free withdrawals at 20k+ Green Dot ATM's
Load $1000/mth and pay no monthly fee.
Reloads are done with MoneyPak
|
Card Value: $2,500
Cash Load: $2,500
Spend: $2,500
ATM: $400
|
SIGN UP
|
|
0.0
1000.0
0.0
5.95
5.95
0.0
0.5
2.5
0.0 ***
0.0 ***
4.95
0.0
0.0
0.0
|
|
Green Dot® Gold PrePaid Visa®
Issuer: Green Dot
Credit: No Credit Check
- This card is free if you do 30+ purchases a month or load $1000. Its strongest feature is 100% free ATM withdrawals from MoneyPass ATM's, i.e. no ATM card or surcharge fees.
- ATM withdrawals are completely free of card fees and surcharge fees (charge from the machine's owner) if you withdraw from one of 20,000+ MoneyPass ATM's. This is a great feature if you need to access your cash through ATM's. MoneyPass ATM's can be found in many Walmarts, Walgreens, Dunkin Donuts and credit union locations.
- Cash reloads are done using MoneyPak, a service most prepaid cards use, and costs $4.95.
- It appears live customer service is free with Green Dot.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$0.00 |
1/mth |
$0.00 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$0.00 |
1/wk |
$0.00 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$0.00 |
| Load |
$4.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$0.00
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee* |
$5.95 w/ direct dep |
|
$5.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$4.95 /day |
| - Direct Deposit |
Free (same as others) |
| * Load $1,000 /mth and monthy fee is $0 |
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
$0.00 /withdrawal |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $0.00 |
|
|
100% free withdrawals at 20k+ Green Dot ATM's
Load $1000/mth and pay no monthly fee.
Reloads are done with MoneyPak
|
Card Value: $2,500
Cash Load: $2,500
Spend: $2,500
ATM: $400
|
SIGN UP
|
|
0.0
1000.0
0.0
5.95
5.95
0.0
0.5
2.5
0.0 ***
0.0 ***
4.95
0.0
0.0
0.0
|
|
Green Dot® PrePaid MasterCard®
Issuer: Green Dot
Credit: No Credit Check
- This card is free if you do 30+ purchases a month or load $1000. Its strongest feature is 100% free ATM withdrawals from MoneyPass ATM's, i.e. no ATM card or surcharge fees.
- ATM withdrawals are completely free of card fees and surcharge fees (charge from the machine's owner) if you withdraw from one of the 20,000+ MoneyPass ATM's. This is a great feature if you need to access your cash through ATM's. MoneyPass ATM's can be found in many Walmarts, Walgreens, Dunkin Donuts and credit union locations.
- Cash reloads are done using MoneyPak, a service most prepaid cards use, and costs $4.95.
- It appears live customer service is free with Green Dot.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$0.00 |
1/mth |
$0.00 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$0.00 |
1/wk |
$0.00 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$0.00 |
| Load |
$4.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$0.00
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee* |
$5.95 w/ direct dep |
|
$5.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$4.95 /day |
| - Direct Deposit |
Free (same as others) |
| * Load $1,000 /mth and monthy fee is $0 |
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
$0.00 /withdrawal |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $2.18 |
|
|
Load $500 in a month and only pay $0.99 mthly fee.
Standard monthly fee is relatively low at $4.95.
Earn points to reduce fees.
|
Card Value: ?
Cash Load: $2,500
Spend: ?
ATM: $500
|
SIGN UP
|
|
0.0
500.0
0.99
4.95
4.95
0.0
0.99
1.95
***
***
4.95
2.0
2.0
0.0
|
|
iBankUP Prepaid Account
Issuer: MetaBank
Credit: No Credit Check
- This card is good for people who can't always load a set amount every month. If you load $500 in a month the monthly fee is only $0.99 and if you don't load that much the monthly fee is still pretty low at $4.95.
- The card's ATM withdrawal fees are lower than average but withdrawals are still subject to any surcharge fee charged by the machine's owners.
- Live customer service costs $2/call. Some cards provide free customer service with direct deposit but there's no way around the fee on this card. Online account access for balance checking is free like most other prepaid cards.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$0.99 |
1/mth |
$0.23 |
| ATM Fees |
| - Check Balance |
$0.99 |
0/wk |
$0.00 |
| - In Network w/draw |
$1.95 |
1/wk |
$1.95 |
| - Out of Network w/draw |
$1.95 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$1.95 |
| Load |
$4.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$2.00 |
0/mth |
$0.00 |
Cost per Week
$2.18
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee* |
$4.95 w/ direct dep |
|
$4.95 no direct dep |
| Call Center |
$2/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$4.95 /day |
| - Direct Deposit |
Free (same as others) |
| * Load $500 /mth and monthy fee is $1 |
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.99 /inquiry |
| - Out of Network |
$1.95 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
$2/check |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.52 |
|
|
Rushcard has multiple different custom designs.
Very high daily ATM withdrawal limits.
Keep average mthly balance >$500 and get a $2 credit
|
Card Value: $9,999
Cash Load: $1,000
Spend: $2,500
ATM: $1,500
|
SIGN UP
|
|
19.95
5.95
7.95
0.0
0.5
2.5
***
***
3.95
0.0
0.0
0.0
|
|
KLS Prepaid Visa® RushCard
Issuer: The Bancorp Bank
Credit: No Credit Check
- Rushcard's monthly fees are average for the industry but have higher activation fees than most cards. The cards are notable because of their unique designs and that they are offered by Russell Simmons' company. Rushcards were some of the first prepaid cards in the market.
- They have some of the highest ATM withdrawal limits.
- Cash reloads can be done at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- The Rushcard Goal Reward will reimburse fees up to $2 in any month that the card maintains an average balance of $500 or more.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$19.95 |
Once |
$0.19 |
| Monthly |
$7.95 |
1/mth |
$1.82 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$4.52
|
| Card Fees |
| Activation Fee |
$19.95 |
| Monthly Fee |
$5.95 w/ direct dep |
|
$7.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.78 |
|
|
Basic card with monthly fee.
Reload fees can be as low as $2 at some locations.
|
Card Value: ?
Cash Load: ?
Spend: ?
ATM: $940
|
SIGN UP
|
|
0.0
9.95
9.95
0.0
0.5
2.5
***
***
3.95
0.5
0.5
0.0
|
|
NetSpend® Visa® Prepaid Card
Issuer: NetSpend
Credit: No Credit Check
- There is nothing special about this card and it's fees are not very competitive. It appears to be NetSpend's basic card and there are better NetSpend cards out there.
- Reloads can be done at locations such as 7-Eleven or Albertsons in the NetSpend Reload Network. Cash reload fees depend on the location and vary from $2 up to $3.95.
- ATM withdrawals are $2.50 plus surcharge fees.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$9.95 |
1/mth |
$2.28 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.50 |
0/mth |
$0.00 |
Cost per Week
$4.78
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee |
$9.95 w/ direct dep |
|
$9.95 no direct dep |
| Call Center |
$0.50/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Pricing Unclear |
| Online Acct Access |
Not Stated |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $3.09 |
|
|
Lower monthly and ATM fees than most cards.
These fees can be avoided with higher loads, etc.
Free customer service.
|
Card Value: $15,000
Cash Load: $2,500
Spend: ?
ATM: $940
|
SIGN UP
|
|
0.0
4.95
4.95
0.0
0.5
1.95
***
***
3.95
0.0
0.0
0.0
|
|
PayPal™ Prepaid MasterCard®
Issuer: NetSpend
Credit: No Credit Check
- The PayPal card has low basic monthly fees. It also provides a free $10 purchase cushion for qualifies cardholders. It's not a bad card but there are some cards that let you avoid monthly fees with direct deposit or different spend behaviors. Other cards also can provide reduced fees for using in network ATM's. This card does not.
- Reloads can be done at locations such as 7-Eleven or Albertsons in the NetSpend Reload Network. Cash reload fees depend on the location and vary from $2 up to $3.95.
- ATM withdrawals are $1.95 plus surcharge fees which is lower than average.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$4.95 |
1/mth |
$1.14 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$1.95 |
1/wk |
$1.95 |
| - Out of Network w/draw |
$1.95 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$1.95 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$3.09
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee |
$4.95 w/ direct dep |
|
$4.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$1.95 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Pricing Unclear |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $2.28 |
|
|
Free withdrawals at ACE Stores with Direct Deposit.
Reload fees can be as low as $2 at some locations.
Free $10 purchase cushion.
|
Card Value: $15,000
Cash Load: $7,500
Spend: $4,999
ATM: $940
|
SIGN UP
|
|
0.0
5.0
9.95
0.0
0.5
2.5
0.0 ***
0.0 ***
3.0
0.5
0.5
0.0
|
|
Pink ACE EliteTM Visa® Prepaid Card
Issuer: MetaBank
Credit: No Credit Check
- If you can direct deposit $500 a month the monthly fee for this card is very competitive. On top of that you can get free cash withdrawals from ACE locations. This specific card also makes donations to breast cancer research although if you want to help breast cancer research it makes more sense to donate directly and possibly get a tax deduction.
- The card provides a lower monthly fee with a fairly low monthly deposit requirement of $500.
- Cash reloads can be done at locations such as 7-Eleven or Albertsons in the NetSpend Reload Network. Reload fees depend on the location and vary from $2 up to $3.95.
- Cash withdrawals from ACE locations are fee so you can avoid ATM fees and surcharges.
- For qualified users ACE also provides a free $10 purchase cushion that lets your overspeand your card, if you spend beyond the $10 there is a $15 fee for each occurence so this can get very expensive and is not recommended but the $10 purchase cushion is free.
- Live customer service is not free so we recommend only using online account access to manage your account which is free.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$9.95 |
1/mth |
$2.28 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$0.00 |
1/wk |
$0.00 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$0.00 |
| Load |
$3.00 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.50 |
0/mth |
$0.00 |
Cost per Week
$2.28
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee |
$5.00 w/ direct dep |
|
$9.95 no direct dep |
| Call Center |
$0.50/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.00 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
$0.00 /withdrawal |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Pricing Unclear |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.47 |
|
|
Keep average mthly balance >$500 and get a $2 credit
Higher than average ATM withdrawal limits
There are multiple card designs available
|
Card Value: $9,999
Cash Load: $1,000
Spend: $2,500
ATM: $1,500
|
SIGN UP
|
|
14.95
5.95
7.95
0.0
0.5
2.5
***
***
3.95
0.0
0.0
0.0
|
|
Prepaid Visa® Baby Phat RushCard
Issuer: The Bancorp Bank
Credit: No Credit Check
- Rushcard's monthly fees are average for the industry but have higher activation fees than most cards. The cards are notable because of their unique designs and that they are offered by Russell Simmons' company. Rushcards were some of the first prepaid cards in the market.
- They have some of the highest ATM withdrawal limits.
- Cash reloads can be done at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- The Rushcard Goal Reward will reimburse fees up to $2 in any month that the card maintains an average balance of $500 or more.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$14.95 |
Once |
$0.14 |
| Monthly |
$7.95 |
1/mth |
$1.82 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$4.47
|
| Card Fees |
| Activation Fee |
$14.95 |
| Monthly Fee |
$5.95 w/ direct dep |
|
$7.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.42 |
|
|
Keep average mthly balance >$500 and get a $2 credit
Higher than average ATM withdrawal limits
There are multiple card designs available
|
Card Value: $9,999
Cash Load: $1,000
Spend: $2,500
ATM: $1,500
|
SIGN UP
|
|
9.95
5.95
7.95
0.0
0.5
2.5
***
***
3.95
0.0
0.0
0.0
|
|
Prepaid Visa® Black Diamond RushCard
Issuer: The Bancorp Bank
Credit: No Credit Check
- Rushcard's monthly fees are average for the industry but have higher activation fees than most cards. The cards are notable because of their unique designs and that they are offered by Russell Simmons' company. Rushcards were some of the first prepaid cards in the market.
- They have some of the highest ATM withdrawal limits.
- Cash reloads can be done at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- The Rushcard Goal Reward will reimburse fees up to $2 in any month that the card maintains an average balance of $500 or more.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$9.95 |
Once |
$0.10 |
| Monthly |
$7.95 |
1/mth |
$1.82 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$4.42
|
| Card Fees |
| Activation Fee |
$9.95 |
| Monthly Fee |
$5.95 w/ direct dep |
|
$7.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.42 |
|
|
Keep average mthly balance >$500 and get a $2 credit
Higher than average ATM withdrawal limits
There are multiple card designs available
|
Card Value: $9,999
Cash Load: $1,000
Spend: $2,500
ATM: $1,500
|
SIGN UP
|
|
9.95
5.95
7.95
0.0
0.5
2.5
***
***
3.95
0.0
0.0
0.0
|
|
Prepaid Visa® DYNASTY RushCard
Issuer: The Bancorp Bank
Credit: No Credit Check
- Rushcard's monthly fees are average for the industry but have higher activation fees than most cards. The cards are notable because of their unique designs and that they are offered by Russell Simmons' company. Rushcards were some of the first prepaid cards in the market.
- They have some of the highest ATM withdrawal limits.
- Cash reloads can be done at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- The Rushcard Goal Reward will reimburse fees up to $2 in any month that the card maintains an average balance of $500 or more.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$9.95 |
Once |
$0.10 |
| Monthly |
$7.95 |
1/mth |
$1.82 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$4.42
|
| Card Fees |
| Activation Fee |
$9.95 |
| Monthly Fee |
$5.95 w/ direct dep |
|
$7.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.36 |
|
|
Keep average mthly balance >$500 and get a $2 credit
Higher than average ATM withdrawal limits
There are multiple card designs available
|
Card Value: $9,999
Cash Load: $1,000
Spend: $2,500
ATM: $1,500
|
SIGN UP
|
|
3.95
5.95
7.95
0.0
0.5
2.5
***
***
3.95
0.0
0.0
0.0
|
|
Prepaid Visa® Original RushCard
Issuer: The Bancorp Bank
Credit: No Credit Check
- Rushcard's monthly fees are average for the industry but have higher activation fees than most cards. The cards are notable because of their unique designs and that they are offered by Russell Simmons' company. Rushcards were some of the first prepaid cards in the market.
- They have some of the highest ATM withdrawal limits.
- Cash reloads can be done at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- The Rushcard Goal Reward will reimburse fees up to $2 in any month that the card maintains an average balance of $500 or more.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$3.95 |
Once |
$0.04 |
| Monthly |
$7.95 |
1/mth |
$1.82 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$4.36
|
| Card Fees |
| Activation Fee |
$3.95 |
| Monthly Fee |
$5.95 w/ direct dep |
|
$7.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.42 |
|
|
Keep average mthly balance >$500 and get a $2 credit
Higher than average ATM withdrawal limits
There are multiple card designs available
|
Card Value: $9,999
Cash Load: $1,000
Spend: $2,500
ATM: $1,500
|
SIGN UP
|
|
9.95
5.95
7.95
0.0
0.5
2.5
***
***
3.95
0.0
0.0
0.0
|
|
Prepaid Visa® Pink Diamond RushCard
Issuer: The Bancorp Bank
Credit: No Credit Check
- Rushcard's monthly fees are average for the industry but have higher activation fees than most cards. The cards are notable because of their unique designs and that they are offered by Russell Simmons' company. Rushcards were some of the first prepaid cards in the market.
- They have some of the highest ATM withdrawal limits.
- Cash reloads can be done at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- The Rushcard Goal Reward will reimburse fees up to $2 in any month that the card maintains an average balance of $500 or more.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$9.95 |
Once |
$0.10 |
| Monthly |
$7.95 |
1/mth |
$1.82 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$4.42
|
| Card Fees |
| Activation Fee |
$9.95 |
| Monthly Fee |
$5.95 w/ direct dep |
|
$7.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $4.42 |
|
|
Keep average mthly balance >$500 and get a $2 credit
Higher than average ATM withdrawal limits
There are multiple card designs available
|
Card Value: $9,999
Cash Load: $1,000
Spend: $2,500
ATM: $1,500
|
SIGN UP
|
|
9.95
5.95
7.95
0.0
0.5
2.5
***
***
3.95
0.0
0.0
0.0
|
|
Prepaid Visa® Purple Diamond RushCard
Issuer: The Bancorp Bank
Credit: No Credit Check
- Rushcard's monthly fees are average for the industry but have higher activation fees than most cards. The cards are notable because of their unique designs and that they are offered by Russell Simmons' company. Rushcards were some of the first prepaid cards in the market.
- They have some of the highest ATM withdrawal limits.
- Cash reloads can be done at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
- The Rushcard Goal Reward will reimburse fees up to $2 in any month that the card maintains an average balance of $500 or more.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$9.95 |
Once |
$0.10 |
| Monthly |
$7.95 |
1/mth |
$1.82 |
| ATM Fees |
| - Check Balance |
$0.50 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.50 |
1/wk |
$2.50 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.50 |
| Load |
$3.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$4.42
|
| Card Fees |
| Activation Fee |
$9.95 |
| Monthly Fee |
$5.95 w/ direct dep |
|
$7.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.95 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.50 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $2.18 |
|
|
Load $500 in a month and only pay $0.99 mthly fee.
Standard monthly fee is relatively low at $4.95.
Earn points to reduce fees.
|
Card Value: ?
Cash Load: $2,500
Spend: ?
ATM: $500
|
SIGN UP
|
|
0.0
500.0
0.99
4.95
4.95
0.0
0.99
1.95
***
***
4.95
2.0
2.0
0.0
|
|
UPside Visa® Prepaid Card
Issuer: MetaBank
Credit: No Credit Check
- This card is good for people who can't always load a set amount every month. If you load $500 in a month the monthly fee is only $0.99 and if you don't load that much the monthly fee is still pretty low at $4.95.
- The card's ATM withdrawal fees are lower than average but withdrawals are still subject to any surcharge fee charged by the machine's owners.
- Live customer service costs $2/call. Some cards provide free customer service with direct deposit but there's no way around the fee on this card. Online account access for balance checking is free like most other prepaid cards.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$0.99 |
1/mth |
$0.23 |
| ATM Fees |
| - Check Balance |
$0.99 |
0/wk |
$0.00 |
| - In Network w/draw |
$1.95 |
1/wk |
$1.95 |
| - Out of Network w/draw |
$1.95 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$1.95 |
| Load |
$4.95 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$2.00 |
0/mth |
$0.00 |
Cost per Week
$2.18
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee* |
$4.95 w/ direct dep |
|
$4.95 no direct dep |
| Call Center |
$2/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$4.95 /day |
| - Direct Deposit |
Free (same as others) |
| * Load $500 /mth and monthy fee is $1 |
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.99 /inquiry |
| - Out of Network |
$1.95 /withdrawal |
| - In Network |
N/A |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
$2/check |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $0.69 |
|
|
Free ATM withdrawals at 20k+ Money Pass ATM's.
Payroll checks can be reloaded for free at Walmart.
There is a low monthly fee that can't be avoided.
|
Card Value: $7,500
Cash Load: $2,999
Spend: $2,999
ATM: $400
|
SIGN UP
|
|
0.0
3.0
3.0
0.0
1.0
2.0
0.0 ***
0.0 ***
3.0
0.0
0.0
0.0
|
|
Walmart MoneyCardSM Visa® Prepaid Card
Issuer: GECapital
Credit: No Credit Check
- This card has one of the lowest monthly fees. If you have direct deposit or consistently higher load amounts you are able to bring the effective monthly fee down to $0.
- One of this card's strongest feature is 100% free ATM withdrawals from MoneyPass network, i.e. no ATM card or surcharge fees.
- ATM withdrawals are completely free of card fees and surcharge fees (charge from the machine's owner) if you withdraw from one of 20,000+ MoneyPass ATM's. This is a great feature if you need to access your cash through ATM's. MoneyPass ATM's can be found in many Walmarts, Walgreens, Dunkin Donuts and credit union locations.
- Another solid feature of this card is that eligible payroll or government checks can be loaded onto the card for free. There are no frees. Cash reloads cost $3 at Walmart or you can use MoneyPak, a service most prepaid cards use, and costs $4.95.
- It appears live customer service is free.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$3.00 |
1/mth |
$0.69 |
| ATM Fees |
| - Check Balance |
$1.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$0.00 |
1/wk |
$0.00 |
| - Out of Network w/draw |
$2.00 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$0.00 |
| Load |
$3.00 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$0.69
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee |
$3.00 w/ direct dep |
|
$3.00 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$3.00 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$1.00 /inquiry |
| - Out of Network |
$2.00 /withdrawal |
| - In Network |
$0.00 /withdrawal |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $1.14 |
|
|
Free cash loading and withdrawals at Chase ATM's.
Great card if a Chase branch is close to you.
Must sign up in person at Chase branch.
|
Card Value: no limit
Cash Load: no limit
Spend: $3,000
ATM: $500
|
SIGN UP
|
|
0.0
4.95
4.95
0.0
0.0
2.0
0.0 ***
0.0 ***
0.0
0.0
0.0
0.0
|
|
Chase Liquid
Issuer: Chase
Credit: No Credit Check
- This card has a basic low monthly fee. Other cards will waive monthly fees based on direct deposit or higher monthly cash loads but this card does not. There is not way to get around the monthly fee.
- The strongest feature of this card is free cash loads at Chase deposit friendly ATM's. One of the largest remaining expenses on prepaid cards are the reloading fees so this feature is a game changer.
- In addition you can deposit checks using Chase Mobile by taking a picture of your check with your cell phone for free. This feature is really convenient and can save time and money.
- Another great feature of this card is 100% free ATM withdrawals at Chase ATM's, i.e. no fees from Chase or ATM surcharges.
- You can only sign up for this card at a Chase branch. There is no online sign up. If there is not a Chase branch near you this is not a great card for you as the main benefits of this card require a Chase branch.
- Chase Liquid does not have online bill pay.
- Customer service is free.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$4.95 |
1/mth |
$1.14 |
| ATM Fees |
| - Check Balance |
$0.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$0.00 |
1/wk |
$0.00 |
| - Out of Network w/draw |
$2.00 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$0.00 |
| Load |
$0.00 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$1.14
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee |
$4.95 w/ direct dep |
|
$4.95 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$0.00 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.00 /inquiry |
| - Out of Network |
$2.00 /withdrawal |
| - In Network |
$0.00 /withdrawal |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
None |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $2.00 |
|
|
No monthly fees, activation fees, or transaction fees.
Free cash loading at Walmart.
Free Money Pass ATM with direct deposit.
|
Card Value: $10,000
Cash Load: $1,000
Spend: no limit
ATM: $500
|
SIGN UP
|
|
0.0
0.0
0.0
0.0
0.0
2.0
0.0 ***
2.0 ***
0.0
0.0
0.0
0.0
|
|
American Express® Bluebird
Issuer: American Express
Credit: No Credit Check
- This is one of the best prepaid cards. The only possible weakness is it issued by American Express which means it is only accepted by merchants that accept American Express. Not all merchants accept America Express so make sure that works for you.
- The strongest feature of this card is free cash loads at Walmart. One of the largest remaining expenses on prepaid cards are the fees charged by 3rd parties to get cash onto your card so this feature is a game changer.
- In addition you can deposit checks using the Bluebird mobile app by taking a picture of your check with your cell phone for free. This feature is really convenient and can save time and money.
- Another great feature of this card is if you do direct deposit you get 100% free ATM withdrawals at 20,000+ MoneyPass ATM's, i.e. no fees from Bluebird or ATM owner charges.
- Additional features are free online bill pay and free customer service calls.
- Your cash is not FDIC insured which means you may lose your money if American Express goes under. This seems like a relatively low risk.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$0.00 |
1/mth |
$0.00 |
| ATM Fees |
| - Check Balance |
$0.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$2.00 |
1/wk |
$2.00 |
| - Out of Network w/draw |
$2.00 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$2.00 |
| Load |
$0.00 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$0.00 |
0/mth |
$0.00 |
Cost per Week
$2.00
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee |
$0.00 w/ direct dep |
|
$0.00 no direct dep |
| Call Center |
Free |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$0.00 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$0.00 /inquiry |
| - Out of Network |
$2.00 /withdrawal |
| - In Network**** |
$2.00 /withdrawal |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
| ****In Network withdrawals are $0 w/ direct deposit and $2 w/o |
|
|
|
|
| $0.69 |
|
|
Free cash loads at BB&T Branches
Free ATM usage at BB&T branches
Monthly fee and customer service fees.
|
Card Value: $10,000
Cash Load: $10,000
Spend: $3,000
ATM: $500
|
SIGN UP
|
|
0.0
1000.0
3.0
5.0
5.0
0.0
1.0
2.5
0.0 ***
0.0 ***
0.0
2.95
2.95
1.0
|
|
BB&T Money Account
Issuer:
Credit: No Credit Check
- This card may be good for you if you are near a BB&T branch as there is free cash loading and ATM usage.
- There is a monthly fee. This fee is reduced if you load enough on to the card each month.
- There is free bill pay with this card and one free customer service call a month.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$0.00 |
Once |
$0.00 |
| Monthly |
$3.00 |
1/mth |
$0.69 |
| ATM Fees |
| - Check Balance |
$1.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$0.00 |
1/wk |
$0.00 |
| - Out of Network w/draw |
$2.50 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$0.00 |
| Load |
$0.00 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$2.95 |
0/mth |
-$0.68 |
Cost per Week
$0.69
|
| Card Fees |
| Activation Fee |
$0.00 |
| Monthly Fee* |
$5.00 w/ direct dep |
|
$5.00 no direct dep |
| Call Center |
1 free per month then $2.95/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$0.00 /day |
| - Direct Deposit |
Free (same as others) |
| * Load $1,000 /mth and monthy fee is $3 |
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$1.00 /inquiry |
| - Out of Network |
$2.50 /withdrawal |
| - In Network |
$0.00 /withdrawal |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
Free |
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
| $0.72 |
|
|
Free cash loads at US Bank branches
Free ATM usage at US Bank ATM's
Activation and monthly fee are unavoidable.
|
Card Value: ?
Cash Load: ?
Spend: ?
ATM: ?
|
SIGN UP
|
|
3.0
3.0
3.0
0.0
1.0
2.0
0.0 ***
0.0 ***
0.0
2.0
2.0
2.0
|
|
US Bank Convenient Cash Card
Issuer:
Credit: No Credit Check
- If you have easy access to a US Bank branch this could be a good card for you as cash loads and ATM withdrawals are free. Both of these features make this card very attractive if you use either of those services often.
- The card has an activation fee which we don't see very much anymore and a low monthly fee. Neither of these fees can be avoided.
- Customer service calls are not free as are some other cards offered by banks. There are 2 free calls a months then there is a fee.
- There is no mention of free bill pay or not but there does appear to be some sort of bill pay service.
|
Weekly Fee Breakout
| Fee |
Amt |
Freq |
Cost |
| Activation |
$3.00 |
Once |
$0.03 |
| Monthly |
$3.00 |
1/mth |
$0.69 |
| ATM Fees |
| - Check Balance |
$1.00 |
0/wk |
$0.00 |
| - In Network w/draw |
$0.00 |
1/wk |
$0.00 |
| - Out of Network w/draw |
$2.00 |
0/wk |
$0.00 |
| - Out of Network Charges |
$2.50 |
0/wk |
$0.00 |
| ATM Total Fees |
$0.00 |
| Load |
$0.00 |
0/mth |
$0.00 |
| Transaction |
$0.00 |
8/wk |
$0.00 |
| Customer Service |
$2.00 |
0/mth |
-$0.92 |
Cost per Week
$0.72
|
| Card Fees |
| Activation Fee |
$3.00 |
| Monthly Fee |
$3.00 w/ direct dep |
|
$3.00 no direct dep |
| Call Center |
2 free per month then $2/call |
| LOAD FEES |
|
| - Cash Reload Fee*** |
$0.00 /day |
| - Direct Deposit |
Free (same as others) |
|
| ***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage. |
|
| ATM** |
| - Balance Inquiry |
$1.00 /inquiry |
| - Out of Network |
$2.00 /withdrawal |
| - In Network |
$0.00 /withdrawal |
| Transaction Fee (signature) |
$0.00 /transaction |
| Online Bill Pay |
|
| Online Acct Access |
Free |
| **Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage. |
|
|
|
|
|
